Dawkes Music is a proud member of the Take it away scheme, a publicly funded initiative that helps musicians of all ages and abilities access the instruments they need. Finance options are available on selected orders over £300, subject to status and affordability.
Please read the Take it away Key Information at takeitaway.org.uk/how-it-works before applying. Finance for all the options shown is provided by Omni Capital Retail Finance Limited, and the rates, a representative example and pre-contract information for each option are shown in the calculator when you apply.
Please read the Take it away Key Information before applying. Finance for all the options shown is provided by Omni Capital Retail Finance Limited, and the rates, a representative example and pre-contract information for each option are shown when you apply.
To apply, use the finance calculator above to choose your option, then follow the steps to complete your application with our finance provider, Omni Capital Retail Finance. Finance orders are couriered to the address on the finance application and cannot be collected in store.
There are consequences for missed payments such as fixed late fees and an adverse impact on your credit file.
Q: How Can I Apply for Instrument Finance?
A: Add the product to your basket on the website and then click on the ‘Omni Retail Finance’ button on the basket page. Alternatively, we can arrange finance in-store. Please contact us with any queries.
Q: Is a deposit required?
A: Yes, you can choose anything from 10% to 50% (in 10% increments)
Q: What can I purchase?
A: All in-stock items totalling £300 or more in the basket can be financed. We cannot offer finance on any out of stock items.
Q: Can anyone apply?
A: Finance applications are open for any UK residents. There are certain criteria which must be met such as: Aged between 18-75, Permanent UK resident, Valid email and telephone number, Minimum annual income of £5,000, UK bank or building society current account that supports direct debits, Valid ID and proof of address, No credit application declined by Omni Capital in the last 30 days. Criteria can change and is controlled wholly by Omni Capital, not Dawkes Music.
Q: What length of repayment is available?
A: Finance payments can be made over 9, 24, 36 or 60 months.
Q: What terms are available?
A: Please check the calculator for the current available terms.
Q: How are my monthly payments made?
A: All monthly payments are paid by direct debit from your personal bank account. Typically, the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.
Q: Can I pay my agreement off early?
A: Yes. You have the right to repay all or part of the credit off at any time. Simply contact Omni Retail Finance and they will send you your settlement figure. The settlement figure and date are calculated in line with the Consumer Credit Act.
Q: Can I get advice on which instrument is best for me?
A: Yes. Our experienced team can help you chose the best instrument for yourself or a family member etc. Please call us on 01628 630 800 for the UK’s best Woodwind & Brass advice.
Dawkes Music Limited acts as a credit broker and not a lender, and is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 665373). Credit is provided by Omni Capital Retail Finance Limited, authorised and regulated by the Financial Conduct Authority (Firm Reference Number 720279). Finance is subject to status and affordability. Terms and conditions apply. Applicants must be UK residents aged 18 or over.