Finance options available
Spread the cost of your instrument with finance from Dawkes Music. Finance is available on selected orders over £300, subject to status and affordability.
Finance is provided by Omni Capital Retail Finance Limited. The rates, a representative example and pre-contract information for each option are shown in the calculator and when you apply.
Finance Calculator
Finance for all the options shown is provided by Omni Capital Retail Finance Limited. The rates, a representative example and pre-contract information for each option are shown when you apply.
To apply, use the finance calculator above to choose your option, then follow the steps to complete your application with our finance provider, Omni Capital Retail Finance. Finance orders are couriered to the address on the finance application and cannot be collected in store.
Good to know
There are consequences for missed payments such as fixed late fees and an adverse impact on your credit file.
FAQ
Q: How Can I Apply for Instrument Finance?
A: Add the product to your basket and click the 'Omni Retail Finance' button on the basket page. We can also arrange finance in store. Please contact us with any queries.
Q: Is a deposit required?
A: Yes. You can choose a deposit from 10% to 50%, in 10% increments.
Q: What can I purchase?
A: All in-stock items totalling £300 or more in your basket can be financed. We cannot offer finance on out-of-stock items.
Q: Can anyone apply?
A: Finance is open to UK residents who meet Omni Capital's criteria, which include:
- Aged 18 or over
- Permanent UK resident
- Valid email address and telephone number
- Minimum annual income of £5,000
- A UK bank or building society current account that supports Direct Debits
- Valid ID and proof of address
- No credit application declined by Omni Capital in the last 30 days
Criteria may change and are set by Omni Capital, not Dawkes Music.
Q: What repayment lengths are available?
A: Please check the calculator for the current available terms.
Q: How are my monthly payments made?
A: All payments are made by Direct Debit from your personal bank account. Your first payment is usually due one month after the date of your finance agreement, then on the same day each month for the rest of your term.
Q: Can I pay my agreement off early?
A: Yes. You can repay all or part of the credit at any time. Contact Omni Capital Retail Finance for a settlement figure, which is calculated in line with the Consumer Credit Act.
Q: Can I get advice on which instrument is best for me?
A: Yes. Our experienced team can help you choose the right instrument for you or a family member. Call us on 01628 630800 for the UK's best woodwind and brass advice.
The small print
Dawkes Music Limited acts as a credit broker and not a lender, and is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 665373). Credit is provided by Omni Capital Retail Finance Limited, authorised and regulated by the Financial Conduct Authority (Firm Reference Number 720279). Finance is subject to status and affordability. Terms and conditions apply. Applicants must be UK residents aged 18 or over.
