Dawkes Music is pleased to offer finance options for a wide range of Woodwind & Brass products over £300 through Omni Retail Finance and in association with Take it Away, a Creative United initiative supported by Arts Council England and Arts Council of Northern Ireland.
You can apply for finance either in-store or via our website (through the basket page). Finance is only available to customers based in the UK. Please read our full FAQ section below with more details about eligibility criteria and purchasing options.
The online Finance Calculator (see below) is available to help you quickly see what you can afford to purchase and repay. Deposit amounts can vary from 10% - 50%. Use the calculator to choose what’s best for you.
Q: How Can I Apply for Instrument Finance?
A: Add the product to your basket on the website and then click on the ‘Omni Retail Finance’ button on the basket page. Alternatively, we can arrange finance in-store. Please contact us with any queries.
Q: Is a deposit required?
A: Yes, you can choose anything from 10% to 50% (in 10% increments)
Q: What can I purchase?
A: All in-stock items totalling £300 or more in the basket can be financed. We cannot offer finance on any out of stock items.
Q: Can anyone apply?
A: Finance applications are open for any UK residents. There are certain criteria which must be met such as: Aged between 18-75, Permanent UK resident, Valid email and telephone number, Minimum annual income of £5,000, UK bank or building society current account that supports direct debits, Valid ID and proof of address, No credit application declined by Omni Capital in the last 30 days. Criteria can change and is controlled wholly by Omni Capital, not Dawkes Music.
Q: What length of repayment is available?
A: Finance payments can be made over 9, 24, 36 or 60 months.
Q: Does the APR vary depending on the repayment term?
A: Yes, we offer 0% Interest Free Finance over 9 months. For longer term finance options the rates are 12.9% APR.
Q: How are my monthly payments made?
A: All monthly payments are paid by direct debit from your personal bank account. Typically, the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.
Q: Can I pay my agreement off early?
A: Yes. You have the right to repay all or part of the credit off at any time. Simply contact Omni Retail Finance and they will send you your settlement figure. The settlement figure and date are calculated in line with the Consumer Credit Act.
Q: Can I get advice on which instrument is best for me?
A: Yes. Our experienced team can help you chose the best instrument for yourself or a family member etc. Please call us on 01628 630 800 for the UK’s best Woodwind & Brass advice.
Dawkes Music Limited acts as credit broker/intermediary and not as a lender. Dawkes Music Limited is authorised and regulated by the Financial Conduct Authority, Consumer Credit Licence Number 0652934. Omni Capital Retail Finance Ltd (Company number 07232938) has been lending to UK consumers for over 10 years and is part of the Castle Trust Bank group.
Castle Trust Bank (officially Castle Trust Capital plc) is registered in England and Wales with the company number 07454474. Authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA.