General Finance Information

Dawkes Music is pleased to offer finance options for a wide range of products over £300.
Many of these are available on 0% APR and you can apply online or in store.

Finance Calculator

The online Finance calculator (see below) is shown on selected pages and helps you to quickly see what you can afford to purchase and repay. Deposit amounts can be 10% or 25% - use the online finance calculator to choose what's best for you. You can find the specific figures on individual item listings. Please see the FAQ section for more info.

Sample Finance Examples

Yamaha YAS-280 Beginner Alto Sax (12 months 0% APR)

Buffet E13 Intermediate Clarinet (24 months 4.9% APR)

Yamaha YTR-4335GS Intermediate Trumpet (36 months 9.9% APR)

Our finance is powered by Deko, one of the UK’s leading consumer finance providers. All online applications are quick, easy and instant. Finance is only available to UK residents and all applications are subject to a credit check. Please note we can only deliver goods to the registered address used in any finance application.


Q: How Can I apply?
A: You can apply online by visiting the individual product pages, or you can apply in our Maidenhead store.

Q: Is a deposit required?
A: Yes, a 10% or 25% deposit is required.

Q: What can I purchase?
A: Most items we sell above £300 are available on finance. Please check individual product pages to see finance options for each particular item.

Q: What length of repayment is available?
A: It does depend on the product but most items are available on 12 or 24 month repayment plans.

Q: How are my monthly payments paid?
A: All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

Q: Can I pay my agreement off early?
A: Yes. You have the right to repay all or part of the credit off at any time. Simply contact Deko (Close Brothers Group PLC) and they will send you your settlement figure. The settlement figure and date is calculated in line with the Consumer Credit Act.

Q: Can I get advice on which instrument is best for me?
A: Yes. Our experienced team can help you chose the best instrument for yourself or a family member etc. Please call us on 01628 630 800 for the UK’s best Woodwind & Brass advice.

Close Brothers Retail Finance

Close Brothers Retail Finance is a trading style of Close Brothers Limited - a subsidiary of Close Brothers Group plc. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Registered Address: 10 Crown Place, London EC2A 4FT. Registered at Companies House Number 195626.

Dawkes & Windcraft Ltd is regulated by the Financial Conduct Authority, Consumer Credit Licence Number 0652934
Company Registration Number: 02710334