General Finance Information

Dawkes Music is pleased to offer finance options for a wide range of Woodwind & Brass products over £280 through V12 Retail Finance. You can apply for finance either in-store or via our website (through the basket page). Finance is available to UK-only customers, check out our full FAQ’s below with more detail about the options.

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Finance Calculator

The online Finance calculator (see below) is shown below to help you quickly see what you can afford to purchase and repay. Deposit amounts can vary from 10% to 50% - use the online finance calculator to choose what's best for you. You can find the specific figures on individual item listings. Please see the FAQ section for more info.

Loan Calculator
Use this calculator to see which finance option suits your purchase.

Finance is subject to status. Terms and conditions apply.

Finance FAQ’s

Q: How Can I Apply?

A: Add the product to your basket on the website and then click on the ‘V12 Retail Finance’ button on the basket page. Alternatively, we can arrange finance in-store. Please contact us with any queries.

Q: Is a deposit required?

A: Yes, you can choose anything from 10% to 50% (in 10% increments)

Q: What can I purchase?

A: All in-stock items totalling £280 or more in the basket can be financed.

Q: Can anyone apply?

A: Finance applications are open for any UK residents.

Q: What length of repayment is available?

A: Finance payments can be made over 9, 24 or 36 months.

Q: Does the APR vary depending on the repayment term?

A: Yes, we offer 0% Interest Free Finance over 9 months. For longer term finance options the rates are 4.9% APR (over 24 months) or 9.9% APR (over 36 months).

Q: How are my monthly payments made?

A: All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

Q: Can I pay my agreement off early?

A: A: Yes. You have the right to repay all or part of the credit off at any time. Simply contact Klarna and they will send you your settlement figure. The settlement figure and date is calculated in line with the Consumer Credit Act.

Q: Can I get advice on which instrument is best for me?

A: Yes. Our experienced team can help you chose the best instrument for yourself or a family member etc. Please call us on 01628 630 800 for the UK’s best Woodwind & Brass advice.

V12 Retail Finance

Dawkes Music Limited acts as credit broker/intermediary and not as a lender. Dawkes Music Limited is authorised and regulated by the Financial Conduct Authority, Consumer Credit Licence Number 0652934. V12 Retail Finance arrange and administer retail finance loans on behalf of Secure Trust Bank PLC, who is the lender. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653


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Trusted Customer
23 hours ago
Excellent service thank you. Very speedy delivery.
2 days ago
Very good customer service. A quick delivery. Everything as described. I am completely satisfied.
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2 days ago
Fast delivery good packaging
Mr Paul Roberts
3 days ago
Really helpful folk. The place has too many nice things for my pay grade. Most of the time, if I... Read all
Trusted Customer
5 days ago
As ever, top marks for quality products and choice.
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5 days ago
Trusted Customer
5 days ago
Dawkes provided exceptional CS support, no question to was ever too much. The Oboe was expedited... Read all